50 Easy Ways To Save Money

50 Easy Ways To Save Money
50 easy ways to save money! Find which work best for you! Click To Tweet

1. Turn off the lights when you leave a room.

2. Unplug electronics when not in use. They still draw power even when they’re off.

3. See if you can get a discount for bundling your car insurance with your homeowner/renter’s insurance.

4. Try generic brand food and products. Bet you won’t notice a difference!

5. Order water when you’re out to eat. Beverages are one of the most overpriced things on the menu.

6. Have a “no spend day” once or twice a week.

7. Opt for quality clothing over fast fashion. It’ll save you money in the long run.

8. Use Wi-Fi on your phone as much as possible and then lower your data plan accordingly. Don’t pay for more than you need.

9. When it’s time to renew your car insurance, shop around to make sure you’re getting the best price.

10. Earn gift cards by searching with Bing.

Bing Rewards

11. Increase your retirement contribution each time you get a raise.

12. Pay yourself first. Set up automatic payroll transfers to send money to savings every pay day. Eventually you won’t even notice that the money is “missing” and meanwhile your savings are growing!

13. Unsubscribe from emails from retailers and unfollow them on social media. This will help you resist the temptation!

14. Visit your local library! Many offer more than just books: ebooks, magazines, DVDs, cds, and more!

15. Set up automatic bill pay so that you never have to pay a late fee.

16. But still review your monthly statements and call to correct any errors.

17. Cancel any unused subscriptions: Netflix, magazines, gym memberships, subscription boxes are just a few examples!

18. Clean out your car. Excess weight decreases gas mileage.

19. Declutter your home and sell things you no longer need! There are stores that buy clothes, movies, books, sporting equipment and more. The rest can be sold on Craigslist, Next Door, or Facebook garage sales. (A police department lobby or parking lot can be a great safe place for these transactions.)

20. Install the Honey plugin on your computer to easily find promo codes when you shop online!

Honey App

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21. Swap out disposable items with reusable items. Better for your wallet and the planet!

22. Most places give a discount for paying your car insurance in full instead of monthly.

23. Contact your cable, phone, insurance, and other companies to ask if there are any discounts you’re missing out on. You’d be surprised how much you can save just by asking!

24. Opt for “no rush shipping” on Amazon and get free credits for digital content such as ebooks, music, and TV.

25. Instead of buying little travel-sized bottles of products for your next trip, invest in refillable plastic bottles and fill with your favorite shampoo, conditioner, etc!

26. Are you a good driver? Increasing your car insurance deductible often lowers your rate.

27. Invest in a programmable thermostat and set it to use less energy while you’re at work and sleeping.

28. Hang your clothes to dry. Not only will it lower your utility bills, but it will keep your clothes in better shape.

29. Invest in low-flow faucet aerators and shower heads.

30. Bring your own reusable bags when you go shopping. Many places give a little discount and I find these bags to be sturdier to use!

Reusable Bags

31. Lots of coffee shops will give you a discount for bringing your own mug. I keep one in the glove box of my car for spontaneous stops!

32. Keep your tires properly inflated to get better gas mileage.

33. Don’t buy bottled water. Instead, get a cute reusable bottle. If you don’t like the taste, a Brita pitcher can make a huge difference.

34. Mend your own clothes. Simple ripped seams and button replacements are not hard to do.

35. Buy used when it makes sense. Think thrift stores, used book stores, Craigslist, etc.

36. Instead of buying Christmas gifts for every person in your family or friend group, suggest a Secret Santa.

37. These outlet adapters have a timer that turns off the power flow after a set time. Perfect for those that charge their phone or laptop overnight.

38. If you have a credit card rewards program, redeem the points for things like cash or gift cards to places that you could do your everyday shopping at. I love redeeming for Amazon gift cards because they are like cash to me. Only do this if you can pay your card off in full every month, otherwise the rewards are just not worth it.

39. Try turning the thermostat down a few degrees. Bundle up!

40. Eat well during the month of your birthday by taking advantage of birthday rewards programs!

Birthday Rewards

41. Meal plan! Plan your meals around coupons and weekly ads. This also helps cut back on eating out.

42. If you have Xcel for your electric bill, check out the Saver’s Switch.

43. Instead of going out to eat with friends, suggest a potluck! It’s a great way to swap recipes!

44. Rent or borrow tools and other equipment that you don’t use frequently.

45. Turn a hobby into savings by growing your own fruits and veggies!

46. Use your smartphone when you shop! There are countless apps to help you save. Some examples: mobile coupons, Target Cartwheel, ibotta, rewards programs, Shopkick, and more!

47. Don’t go grocery shopping when you’re hungry.

48. When you shop online, shop through Ebates to get cash back on your purchases!

49. Only use ATMs that are in your network, or get cash back next time you use your debit card.

50. Try out a new hobby for at least a few weeks or months before investing in a lot of gear.

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50 Easy Ways To Save Money

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  1. There are some great tips I had not thought of. I love the idea of having a no spend day (or two) each week.

  2. It’s in my nature to do most of these, but I LOVE the idea of having “no spend days.” In fact, given our lifestyle, I could probably get away with limiting myself to two “spend days” each week. Great tips!

    • No spend days are great! They are challenging at first, but like working out, it gets easier over time and you can add more and more!

  3. Love all of these but double yes to #14. Such an underused resource! Thank you for sharing.

  4. I love every single tip!
    Saving money can be so easy. All it takes is willing to do it.
    I twittered and pinned your post. It’s very informative.
    Thanks for sharing it.

  5. Oh gosh these are so helpful! I am moving out on my own and will be needing all the help that I can get for saving money!!!

  6. Really good ideas here! I have a smartphone but no data for it at all, I only use it with wifi–it just makes sense where we live and with the kind of phone it is. I’ve maybe once in all this time wished I had data available. We also make use of the discounts for paying for car and health insurance for a whole year at a time–though that big payment is a lot to swallow at once! (thankfully they don’t both come due the same month, haha!)
    Rachel G recently posted…Outfit RepeaterMy Profile

    • That’s so awesome to go without data. I’m actually a little jealous haha. I feel too connected all the time. But I bet that brings you come HUGE savings! Same with paying for your insurance in full! I do mine in 6 months increments, and even though I plan for it, you’re right…it’s tough! But worth it.

  7. These are some great money saving tips. I’ll defintely be needing them soon since I’ll be on my own. I shop at Aldi’s which has plenty non-name brand items and it’s true you really can’t tell the difference. It’s so much cheaper than shopping at Walmart.

    • I recently discovered Aldi and I’m hooked! I can’t believe how good the prices are and how big the organic selection is!

  8. I need to save this post. So many wise suggestions! The no spend day was one of my faves!!!!

  9. What a list! I enjoy the occasional thrift store experience, as I always find something inexpensive and useful. I need to start paying better attention to the money I toss out at the grocery store. It’s surprising how those small but frequent trips can drain you! Thanks for sharing.

  10. Great tips! Thanks!

    I needed #50 the most. My kids have been known to dive into a hobby, spend money on all related gear and lose interest quickly! I should learn from this and delay purchasing the equipment/gear for a few months so I don’t waste the money.

  11. Using a power strip helps with the turning off devices when they are not in use. One click and you’re done.

  12. Wow what an epic list! This is so great! Even though I do talk a lot about making more money, I’d be kidding myself if I didn’t say saving money was an easier option. If you can save $100-$200 a month it’s a lot easier than going out and finding a way to make an extra $100-$200 a month. I think with all these ideas people can really cut back on expenses.
    DC @ Young Adult Money recently posted…5 Tips for Sticking to a BudgetMy Profile

  13. I always order water! It’s almost always free.

    In regards to car insurance, one thing I do is call up my car insurance agent and ask if there is anything I can do to make it lower/any new discounts available, and it’s worked every time. We’ve paid less over the four years I’ve had it! We even got a discount for being married.

    I feel like some of these are so basic that everyone should be incoporating them immediately in their lives.

    liz @ j for joiner
    Liz Jo recently posted…diy dresserMy Profile

  14. Water is the number one biggest savings at restaurant. I cannot believe how much a soda costs. Great list!

  15. Definitely some great tips! I especially love the thrift shopping, with two growing teens and a hubby who does outdoor tree and landscape work, no reason to pay a lot for their stuff. I also love checking out the used book sales that our local library sponsors, plus it give me a chance to actually check out more books, too. Stopping by from Small Victories Sunday, have a great week!
    Stacey Gannett recently posted…Healthy Eating Struggles!My Profile

  16. Just a bit happy with myself that I’m already doing quite some of this list – but still a lot more to go, as always 🙂 Thanks for posting!

  17. Awesome list, Heather. I am glad I found you and I look forward to reading more great articles. Thanks!

  18. Really good list. I think the ‘no spend’ days are fun (but more difficult than we might think – we are constantly spending money). I also like the point about trying out a hobby for a while before buying gear. So much money is wasted on “good ideas at the time” type of purchases.

  19. Pingback: Small Victories Sunday Linkup: May 8th | Divas With A Purpose
  20. Great job with this extremely thorough post. I’m hoping to put something like this together soon and I must say you’ve set the bar very high. I’m also going to put some of these strategies into place!

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