Thirty Things I’ve Learned In Thirty Years

30 Lessons in 30 Years

I love birthdays. I’m excited to enter another decade! I lost a friend just 2 days before my 21st birthday and it is a permanent reminder that growing old is not a luxury we all get. So I embrace birthdays!… Continue Reading

Letter To My 21 Year Old Self

Letter To My 21 Year Old Self

Dear Young, Naive Heather, The financial choices that you make and habits that you develop in your 20s really set the foundation for your financial future. Retirement and emergency savings are probably the last thing on your mind, but they… Continue Reading

50 Easy Ways To Save Money

50 Easy Ways To Save Money

1. Turn off the lights when you leave a room. 2. Unplug electronics when not in use. They still draw power even when they’re off. 3. See if you can get a discount for bundling your car insurance with your… Continue Reading

Finding Balance With Finances (and the Week In Review)

Finding Balance With Finances

I spent a lot of money this week. Let’s just get that out there. I actually debated not sharing this, but that would defeat the purpose of these weekly updates…to show that a regular person can save money, but is… Continue Reading